Ferla is a comprehensive personal finance and budgeting app. Track income, expenses, shared bills, debts and savings goals in one place.
RECORD EXPENSES YOUR WAY
Speak, type or scan a receipt. Check the suggested amount, date, category and account before confirming. Keep cash, bank and card records without linking your bank. Set category budgets and rules to organise transactions.
SHARED BUDGETS AND BILL SPLITTING
Manage household expenses with a partner, family or flatmates. Split meals, holidays and bills equally, by amount or percentage. Track who paid and outstanding shares. Keep debts between people in a shared ledger.
SAVINGS CIRCLES
Record contributions, members and turns for a private savings group, including an altın günü. Invite participants by code and track records in money or gold. Ferla does not collect contributions or transfer money.
GOALS, DEBTS AND INSTALMENTS
Save toward a home, car, trip, education, wedding or emergency fund. Set a target and date, record actual savings and see what remains. Track personal debts, money owed to you, loan and instalment records. Marking a payment does not start a bank transaction.
BILLS, CASH FLOW AND WHAT-IF PLANNING
Review subscriptions, rent and recurring expenses. Use the payment calendar and cash-flow view to compare income and outgoings. Explore the impact of a new expense, income change or savings plan without changing your ledger.
SPENDING MAP AND REPORTS
Review monthly summaries, categories and trends. See spending with saved locations on a map; location is optional. Review net worth based on the records you maintain.
GOLD, CURRENCIES AND ASSETS
Record quantities, costs and value estimates for gold, currencies and manually priced assets. Values may be delayed; they are not investment advice.
YOUR RECORDS, YOUR CONTROL
Import CSV records and export your own copy. Review voice, receipt and assistant suggestions before confirming them.
Optional paid plans are available. Features and limits depend on plan, device and version. Ferla is a record-keeping app, not a bank, payment or investment service. It does not move money or automatically import bank transactions. Estimates and scenarios are not guarantees.